Loans between $250 and $50000 spread from 3 to 60 months with a decision in 60 seconds*. Rates from 3.95% to 35.99% for qualified customers1.
*Average time per customer (Checking your rate won’t affect your credit score)Personal loans from $5000 - $50000 between 3 and 60 months. Our comparison rates, which include possible lender fees, have a minimum rate of 3.95%, and a maximum rate of 35.99%1. All associated fees and rates are based on your personal financial circumstances.
* Our comparison rate is based on a $2000 Personal Loan for a 2 year term. This rate is applicable for unsecured personal loans only.
WARNING: Our comparison rate only applies to the example or examples provided. Alternative loan amounts and terms will produce different comparison rates. Additional costs such as redraw fees or early repayment fees are not included in our comparison rate, but could influence the overall cost of your loan.
Obtain a loan offer with rates from 3.95% to 35.99% APR1 for qualified customers
Borrow $250 - $5,000 Refreshingly simple, no obligation process
We will let you know if you’re approved in 60 seconds
We help you find funding even with a bad credit history
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(Checking your rate won’t affect your credit score)
Who likes waiting?! We make applying for a personal loan fast, easy, and surprisingly pain-free.
Representative 18.23% APR
Representative
18.23% APR
for loans between $5000 and $50000.
Representative example: $2,000 loan over a 24-month term would have a total payback amount, including interest, of $2,369.49. APR 18.2%. Rates between 3.95% APR and 35.99% APR1. Loan term lengths from 3 to 36 months
When applying for an installment loan, it is essential that you fully understand the possible implications, should you not adhere to the terms of your loan. Below we list these implications, and want to make it clear that you must take time to understand the terms and conditions of any loan offered to you before proceeding.
Upon finalizing your installment loan application, once you are happy with the terms and conditions, you are agreeing to repay the loan, along with associated interest, in the timeframe referenced in the loan agreement. It is usual that should you fail to make a payment, or if a payment is late, lenders will add charges to your account.
YesMunee.com, as an installment loan broker has no authority to know, or even estimate what late payment charges will amount to. YesMunee.com also does not have any control or knowledge of your private loan agreement. This is a confidential relationship between the lender and the borrower, but should always be fair and reasonable.
Therefore, we encourage all users of YesMunee.com’s free to use, no obligation loan broker system to carefully analyze the section of your lender’s terms that refers to late, partial, or non-payment policies. YesMunee.com strive to work with the best lenders in the market, and use a personal approach to ensuring our panel of lenders are both trustworthy and reputable.
It is possible that a lender will run a credit check on you, in order to establish your ‘credit worthiness’. This essentially is how likely they feel you are to successfully repay your loan. Upon submitting a no obligation application with YesMunee.com, you are agreeing that this may happen, and that you permit the lenders in our panel to verify your personal details, and run a credit check. You must also understand that a missing payment, or even late payment, could negatively impact your credit score, as lenders are dutybound to list your credit payment history on your credit file.
YesMunee.com is an installment loan broker, and not a lender. As such, we can have no input or knowledge of an individual lender’s debt collection process. Your lender will always list their debt collection policy in their full terms and conditions. This will form your overall loan agreement, which is essential that you are happy with before finalizing your loan application. We try hard to work with only lenders that have a fair and reasonable collection practice, but if you feel this is not the case at any point in your loan period, please feedback to us using our contact page, and we will investigate.
Yes Munee does not make any credit decisions. The lenders we work with may perform credit checks so that they can determine your credit worthiness, credit capacity, or credit standing. Such credit checks may be undertaken by these credit reporting bureaus: Equifax, Trans Union, Experian. By submitting your application with Yes Munee, you agree to allowing our lenders to verify your personal information, and checking your credit rating. Please be conscious of the fact that if you miss a payment, or make a late payment, this can have a negative affect on your credit score.
Yes Munee is a 100% free, and no obligation loan brokering service. We connect consumers who want to borrow money, with a large panel of lenders who could be willing to lend to them. We are not a lender ourselves, and we do not provide funds, have any influence in any loan approval, or make any lending decision. Every lender in our network has different and unique criteria for offering a personal loan, and each has different terms and conditions, including fees and rates. When we present you with a lender’s offer, that lender is providing you with a no obligation loan proposition. You should read their proposition and associated terms carefully before finalising your application with the lender. Yes Munee’s bespoke financial technology allows our customers to reach a large network of lenders who fit your personal borrowing requirements via one fast, simple search.
Not all lenders in our network operate in all US states. Due to different state legislation, residents in some states may not be eligible for a personal loan product.
We only work with lenders who strictly adhere to the Truth in Lending Act. Our lenders will always provide transparent loan offers as best practise, and as required by federal law.
It is essential that you fully read all terms and conditions provided by your lender, including any paperwork that you may receive. Be sure to understand the total cost of your loan, and your offered APR and charges. Remember, you are under no obligation to commit to any loan offer that we find for you, and you should only proceed if you are completely happy.
- Jane Williams