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1 For qualified customers. Should you have reached our site via a paid Google advert, you will have seen repayment terms ranging from 3 to 24 months, together with illustrated rates of no greater than 4.95% minimum to 35.95% maximum (calculation consistent with the Truth In Lending Act, TILA). The rate of APR you will be charged will be set by the lender. The figure can vary and, will be based both on the information that you provide to the lender within your loan request and the information the lender supplied to you. The lender will always notify you of the APR they can offer you.
Disclaimer: This service is FREE to users through YesMunee. YesMunee does not lend to users. Based on the information provided by users, YesMunee searches its database of lenders it works with to connect consumers with the lender and loan best suited to their wishes. Not all lenders can provide up to $5,000. Consumers, who qualify with a lender, can be offered loans with APRs below 35.99% and have payment terms ranging from 91 days to 60 months, or more.
Cash transfer times may vary between lenders and may depend on your individual financial institution. For details, questions or concerns regarding your loan, please contact your lender directly. All terms, including fees and rate, must be revealed to consumers by their lender once they have been approved. Once you have submitted your registration form, you will be sent to an e-signature page made available to you by the lender to which you were connected. Along with the e-signature field, the page will include information pertaining to the fees and rate of your specific loan. Borrowers are required to review the fee and rate material made available by their lender thoroughly and in its entirety before agreeing to the loan. Users are not obligated to accept the loan. If the consumer determines that the terms of the loan are agreeable wants to continue with the loan process, the consumer may fill out the e-signature page. After this is one, the consumer has entered into a legally binding contract with the lender and not YesMunee and must assume all the costs detailed in the contract. The lender determines all fees and rates based on the information provided in the registration form. YesMunee.com is not involved in determining these fees and rates.
This service was designed for short-term relief from financial emergencies and is not a long-term solution. Consumers with debt and credit difficulties should seek debt relief help. YesMunee cannot assure users that completing a registration form will result in a lender connect, a loan offer with acceptable rates or terms, or getting a loan from a service provider or lender. You will not be charged any fees to use our connecting service. Service providers or lenders will not typically require credit scores from the three major credit bureaus including Equifax, Experian, and Trans Union. However, lenders do reserve the right to run credit checks, and running credit checks may affect your credit score.
Upon acceptance of the loan offer and entry into an agreement with the lender, the lender will aim to transfer the cash within 24 hours. Clearance of the funds is dependent on whether your bank accepts faster payments
If your loan is approved, funds may be cleared and in your account within the hour if you apply before 3pm, Monday to Friday. If you apply after 3pm, then this will be the next working day.