Am I Eligible?

In order to give yourself the best chance of being accepted for a loan through , you must:

We exist to help our customers find the loans and finances they need, when they need them most.

The qualification to use our service is very flexible. The only conditions you need to meet are that you must be over 18 and a resident of the United States with a permanent address, have a regular income and hold a checking account.

Am I Eligible?

  • Be at least 18 years old.
  • Be a U.S. citizen. A valid US citizen with either a valid driving license or Social Security Number
  • Have a valid checking account. Earn a minimum equivalent to a monthly salary of $1000
  • You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief..

What do I need?

Unlike other companies, we don’t ask for your entire life history when you complete your loan application. To assess your suitability for the loan product you’re applying for, we only need a few brief details. You won’t be asked to provide paperwork, talk to us on the phone or have a face to face meeting. All we need to know is:
 

  • Basic information about who you are your name, address, age, address and telephone.
  • About your employment how long you’ve been working and your monthly earnings.
  • Your transfer details to allow your loan funds to be transferred to your account.
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Flexible short term loans
"Applying is quick and easy – I saw my loan offer in 3 minutes"
"Searching so many lenders with one application was so helpful"
"What a great free service – I got my money in hours!"

Personal loans from $250 - $5,000 between 3 and 60 months. Our comparison rates, which include possible lender fees, have a minimum rate of 3.95%, and a maximum rate of 35.99%. All associated fees and rates are based on your personal financial circumstances.


* Our comparison rate is based on a $2,000 Personal Loan for a 2 year term. This rate is applicable for unsecured personal loans only.

WARNING: Our comparison rate only applies to the example or examples provided. Alternative loan amounts and terms will produce different comparison rates. Additional costs such as redraw fees or early repayment fees are not included in our comparison rate, but could influence the overall cost of your loan.

"I applied for a loan of $2000, and had an offer in front of me in just a couple of minutes. Super simple!"

- Jane Williams

Lower rates

Rates from 3.95% APR

Obtain a loan offer with rates from 3.95% to 35.99% APR

Quick and easy

Quick and easy

Borrow $250 - $5,000

No prepayment penalty

Instant Decision

We will let you know if you’re approved in 60 seconds

Secure process

No History Needed

We help you find funding even with a bad credit history

Get your rate in just 2 minutes — it won't affect your credit score!

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Disclaimer: This service is FREE to users through YesMunee. YesMunee does not lend to users. Based on the information provided by users, YesMunee searches its database of lenders it works with to connect consumers with the lender and loan best suited to their wishes. Not all lenders can provide up to $5,000. Consumers, who qualify with a lender, can be offered loans with APRs below 35.99% and have payment terms ranging from 91 days to 60 months, or more.

Cash transfer times may vary between lenders and may depend on your individual financial institution. For details, questions or concerns regarding your loan, please contact your lender directly. All terms, including fees and rate, must be revealed to consumers by their lender once they have been approved. Once you have submitted your registration form, you will be sent to an e-signature page made available to you by the lender to which you were connected. Along with the e-signature field, the page will include information pertaining to the fees and rate of your specific loan. Borrowers are required to review the fee and rate material made available by their lender thoroughly and in its entirety before agreeing to the loan. Users are not obligated to accept the loan. If the consumer determines that the terms of the loan are agreeable wants to continue with the loan process, the consumer may fill out the e-signature page. After this is one, the consumer has entered into a legally binding contract with the lender and not YesMunee and must assume all the costs detailed in the contract. The lender determines all fees and rates based on the information provided in the registration form. YesMunee.com is not involved in determining these fees and rates.

This service was designed for short-term relief from financial emergencies and is not a long-term solution. Consumers with debt and credit difficulties should seek debt relief help. YesMunee cannot assure users that completing a registration form will result in a lender connect, a loan offer with acceptable rates or terms, or getting a loan from a service provider or lender. You will not be charged any fees to use our connecting service. Service providers or lenders will not typically require credit scores from the three major credit bureaus including Equifax, Experian, and Trans Union. However, lenders do reserve the right to run credit checks, and running credit checks may affect your credit score.

Upon acceptance of the loan offer and entry into an agreement with the lender, the lender will aim to transfer the cash within 24 hours. Clearance of the funds is dependent on whether your bank accepts faster payments

If your loan is approved, funds may be cleared and in your account within the hour if you apply before 3pm, Monday to Friday. If you apply after 3pm, then this will be the next working day.